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4:20 "We do not have possessions our possessions have us" - Henry David Thoreau

8:35 What are the things in your life that are costing a lot but delivering a little? What is the exchange rate in your life right now?

14:25 Be very deliberate about the things you have in your life!

17:20 Your current approach is not working! What buffers are you turning to?

24:35 If it is not worth the exchange rate find another way! There will be different times and seasons for what is worth it!

28:03 Is there something in your life that is taking up too much?

33:03 Find sources to teach your children! Marie Kondo's approach to sorting through your stuff!

37:40 The hierarchy of needs - What level are you on?

44:30 Everything is interconnected! What is your life prohibiting you in another area in your life? Go through your life with a fine toothcomb and find the problem areas!

50:31 How do you encourage your spouse and children to opt-in without being "bossy"? You need to be willing to cut out things in your life too!

57:02 There are things that we don't have control over but we have a lot more influence than we realize! Influence is not natural you need to develop it!

1:01:10 Pick one thing that you know will make a significant positive impact in your life that has a nasty exchange rate and start changing it NOW! Do you love what you are spending time and money on?